Good news! We were asked by Kris at Freshfocus to write a guest post on productivity – and it was posted today. Check it out here. This was very exciting, it’s our first guest post offer, and it was a lot of fun to write. We have been busy working on a few projects recently but hope to explore writing and offering more guest works in the near future.
Kris has a great site on creative productivity ideas, and we are excited to be able to contribute.
4 Days Left to Enter
Don’t forget that the College Money Network still has it’s summer give-away going on, and it’s not too late to enter.
If interested, be sure to visit the network or read our post on how to enter.
Here is a reminder of the prizes:
- 4GB iPod nano
- $50 cash
- $20 cash
- Copy of The 4-Hour Workweek
- One-year magazine subscriptions
- Young Money
- Kiplinger’s
- SmartMoney Magazine
- Money Magazine
- $10 eBay gift certificate
Hope everyone is enjoying the start of the fall and the school year.
Related posts:
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First off, congratulations on your first guest post — it's always an honor to be recognized for your ideas, and I hope you enjoy many more honors in the coming days.
Second — about that post — I think the ideas you presented were indeed fresh and innovative. I've spent many years budgeting myself — not just my money, but my time, my energy, my future — and I know how difficult it can be. Once my income started surpassing my expenses, it would have been easy to let my discipline slide. I mean, why should I be the only one on my block without a pair of Jet Skis and an Olympic- sized swimming pool that doubled as a dolphin tank? But I held tight: I maintained a purchasing process that kept me debt free, and ready for disaster (which actually hit once a few years ago). Every purchase I considered started with three questions: Do I need this? Why do I need this? Do I have the money to buy it right now? The first two questions continue to be key, and they work for those semi-necessary expenses like cable TV, high-speed internet, and cell phone service. The third question expands into: "Am I willing to go into debt for this if I can't afford to pay for it now?" This process informs every buying decision I make, and gives me pause each time I think about pulling out my platinum card and handing it to a smiling teenage cashier…
Ultimately, I think that no matter how you manage your money, it's just important to manage it. Be cognizant of your needs, careful about your future, and diligent about your happiness. A lot of people forget that last one — they make themselves miserable today in favor of a future that, frankly, may never come. It's obvious to me that — especially through your tax idea — you're right on the ball, and well ahead of the pack. I just hope you'll remember me (the bringer of fantastic cookies!) when you bank your first million.