Net Worth: September 2008 +4.13% or $993.63

by Ry@SpillingBuckets | 10/06/2008 in |

My mind has been a little preoccupied lately as I am very fortunate to be evaluating several job opportunities, both local and non-local. Lez and I pulled in really early this morning from our mini vacation/investigation of new towns to live in/evaluation of job offers trip in the Philadelphia and middle New Jersey area. One thing we had plenty of was quiet driving time to talk and think and we narrowed the search down to two local companies here in Rochester. I am still trying to find a fit somewhere and think it might be fun and challenging to give one of these two positions and companies a try. I am currently in the negotiation process and we will see what details play out.

September 2008 Summary:
In September we were lucky enough to be able to increase our net worth by $993 or 4.13%. This is the first full month without dual normal job incomes so it is nice to see our predictions of flexibility actually playing out. It was a bloody month for our investments (I am sure October will be even more interesting) resulting in a $840 or 5.86% loss.



Additional spreadsheets:
Goals:
  • Goal#1: $10k Emergency Fund - Complete @ $10,304. Still full and interest growing, no impact.
  • Goal#2: High Interest Student Loans - at $25,411.88. One of the two loans included in this goal is currently in the repayment period. I am maintaining normal minimum payments on these (and all) student loans until my income stabilizes. Once I figure things out we plan on obviously accelerating repayment.
  • Goal#3: House down payment - $0 of $40,000 saved. Since this is currently the third and lowest stacked goal, it may be a little while before we achieve spillover.

Wikinvest Wire

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Our current list of goals as we discover what it means to be wealthy, abandon the deferred life plan, and work to design a fulfilling and sustainable life.

  • Emergency fund of 6-9 months living expenses. Accomplished: June '08

  • Save for a down payment on a house. Accomplished! May '09 Holy moley, we bought a house!
  • When we started this blog we set a goal to have a party on the date we crossed over to zero net worth. We made it! January 6th, 2010!
  • 100% debt free.
    We know the normal thinking about low interest student loan and mortgage debt, but just think how weird would it be to be debt free. How many unique things could we do with little or no major financial obligations and no payments. Gets the mind working, huh?
  • PhotobucketThanks to your support we have been able to provide over $553 in microloans and charitable donations helping to share some of the many opportunities we have with others who may just need a little boost.

    Help spread opportunity today: We suggest visiting Kiva.org, Serve.gov or Points of Light to find a local volunteer organization.

    current sponsored entrepreneurs at Kiva:

    Here is a map of where they are.